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My Bob’s Furniture Financing & No Credit Needed Options

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We all know how crucial good and stylish furniture is to make your home stand out. The stylish furniture can change the entire look of your house. However, it goes without saying that furniture can get very costly. But do not worry as you have various options available to buy now and pay later for furniture such as bobs furniture financing credit card.

Bobs furniture Credit card is one of the most popular furniture stores out there. Not only do they offer the best and most stylish furniture in the country, but they also have various easy financing options for the customers to buy the furniture of their choice irrespective of the price. Bobs furniture financing credit card plan is one such amazing option.

bobs furniture financing

Using the bobs credit card, you can buy furniture without paying for it and then, later on, pay the amount of the furniture as per your convenience. 

My Bob’s Financing & No Credit Needed Options

Bobs is one of the most well-known furniture brands in the US. To help the customers in paying for the furniture, Bobs has its own furniture credit card plan which makes sure that you can get whichever furniture you want despite the price. Bobs has some of the best quality and stylish furniture.

If you wish to buy any of the furniture from Bobs furniture but do not have all the money, then you can pay later on using the Bobs Furniture Credit Card Financing. This credit card will give you the option to buy the furniture now from Bobs furniture store and then pay later on.

There are not many requirements that need to be fulfilled in order to get Bobs financing credit card. You do not have to show credit card history to get bobs furniture credit card option. You can check out the various Bobs credit card financing options mentioned below to choose the one that suits your needs the most.

Bobs Furniture Credit Card Financing

Bobs Furniture Credit Card Financing offers various options according to the price of the furniture you are buying and the amount of time you require for repayment. If you do not have all the money in cash to pay right away for the furniture you buy at Bobs furniture store, you can use their special bobs credit card financing option.

For the benefit of their customers, Bobs financing credit card plans have various options such as 6-months financing, 12-months bobs furniture financing as well a 30-months financing credit plan option. These options can help you in getting the furniture of your choice even if you do not have the money right away.

If you did not already know, Bobs furniture credit card financing is issued by Wells Fargo Bank. Hence, if you fail to repay the amount of purchase within the given time, then you will be charged an interest rate of 28.99% in case of a new account of bobs furniture credit card. Go through the below options to get an idea of the bobs furniture financing plans.

  • 6 Months Bobs Furniture Financing

The first type of financing option you have is 6 Months Bobs Furniture Financing. For this, you will be offered 6 months’ payment to make sure that you will easily get your bobs furniture credit card. For the 6 months option, you can avail of it after purchase of at least $399 or more. In this case, no interest will be required to be paid if you pay the entire amount of the purchase within 6 months.

Through this payment option, if you fail to pay the entire amount of purchase within the given time period, you will be charged an interest rate from the date of purchase to your account. You can go for the 6 months bobs furniture financing option for those people who would be willing to repay their purchase amount in the time frame of 6 months.

  • 12 Months Bobs Furniture Financing

Another option you have is the 12 Months Bobs Furniture Financing. Through this payment option, you get 12 months to make the payment using bob furniture credit card without the APR. You can use this option for a purchase of at least $1200.

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In case you make the entire repayment of the purchase amount within the time period of 12 months from the date of purchase, you will not be required to pay any interest rate. However, if you fail to make the repayment within 12 months, you will be charged an interest rate. However, it is as less as $1.00.

  • 30 Months Bobs Furniture Financing

The last option you have for bob discount furniture financing is the 30 Months Bobs Furniture Financing. If you want to take a longer credit card plan to repay the purchase amount, then you can opt for this option. In order to use the 30-month bobs furniture financing, you will have to make a minimum purchase of $2500.

In the case of the 30-month bobs furniture credit card plan, the APR is 9.99%. Along with this, you can calculate the amount of 3.798% of the original amount. Apart from this, there is no other type of cost associated with it.

How to Apply for Bob’s Discount Furniture Financing?

Now that you know the Bob’s Discount Furniture Financing options, here is a detailed guide on how to apply for Bob’s Discount Furniture Financing programs. It is alright if you do not know how to Apply for Bob’s Discount Furniture Financing.

The procedure to apply for Bob’s discount furniture financing programs is very easy. In order to apply for the Bobs furniture discount program, you first need to make sure that you fulfill the minimum requirement to be eligible for the program. Also, ensure that you have a fair credit score for applying to bobs furniture credit card options.

Nonetheless, there are no requirements with regards to age, credit history check, financial status needs, or anything that comes under the credit card application process. All in all, Bob’s discount furniture financing options. Given below are the easy steps you need to follow to apply for Bob’s discount furniture credit card.

  • To start with, click on the Apply option.
  • Now fulfill the personal information required.
  • Now enter the financial information asked for.
  • Next, submit the contact details.
  • Finally, check the details and go for bobs furniture credit card.

Bob’s Discount Furniture Credit Card Payment?

As mentioned earlier, when you have applied for Bob’s Discount Furniture Credit Card, you will have to repay the amount of the purchase within the promotional time. For instance, in case you have opted for the 12-months bob furniture financing option, then you will have to repay the amount of purchase within 12 months of making the purchase.

In order to make the repayment of the monthly bob’s discount furniture credit, you can use different modes such as online mode, phone, and mail as well. Go through the below options of paying bobs furniture credit card.

  • Pay Online

One of the options to pay bobs furniture credit card bills is through the online mode of payment. You will get various free online account services that offer free tools for managing credit cards and making bill payments. You can make the payment through any of the bank accounts. In order to make Bob’s discount furniture credit card payment online in the Wells Fargo Bank, click on the login option to see your statement and then pay online using the available tools.

  • Pay Through Phone

Another option that you can go for to pay bob’s discount furniture financing is through the phone. You can call at 1-800-869-3557 to make payment by phone. You will be assisted in the complete way through an automated process.

  • Pay In Stores

Another option you have to make the credit card bill payment is through Payment in Stores. However, it is not possible to make Bob’s discount furniture credit cards bill payments through the stores. But if you have any queries about the payment process, then you can contact their customer service at 1-800-869-3557.

  • Pay By Mail

As the Bobs furniture credit card is issued by Wells Fargo, you can pay Bobs furniture credit card bill by mailing Wells Fargo bank only. You can mail them and make the payment through the address – Wells Fargo Financial National Bank, PO Box 660431, Dallas, TX 75266-0431.

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Note that, it would take at least 7 to 10 business days to make the payment. Hence, it is recommended that you do not opt for this mode of payment. If you want to pay for everything on an urgent basis, then pay through phone or online mode.

Apart from the above-mentioned mailing address, there is yet another urgent mailing address – TransCentra, Attn: Wells Fargo Financial National Bank, 1500 Dragon Street, Suite A, Dallas, TX 75207. While you are mailing Wells Fargo, make sure to include your bobs furniture credit card number and account number on the check.

In case you do not know your account number, then you can check it using the location statement. To make sure that your bob’s discount furniture credit card payment is done, then we recommend you to mail the organization before 5 to 7 business days.

If you have any questions about Bob’s Discount Furniture financing, you can call Wells Fargo at 1-800-678-5575.

Joe DeNardo, PNC Bank and Bob’s Discount Furniture To Be Honored By The Salvation Army

PNC Bank and Bob’s Discount Furniture will be honored by The Salvation Army at its annual “Doing the Most Good” awards dinner in Hartford on May 9.

The event recognizes businesses and individuals who have made significant contributions to The Salvation Army’s mission of helping those in need.

PNC Bank will receive the Corporate Achievement Award for its support of The Salvation Army’s work in Connecticut, including its financial contribution to the purchase of a new vehicle for the organization’s soup kitchen in Hartford.

Bobs Discount Furniture will be honored with the Community Service Award for its commitment to helping The Salvation Army serve families in need. The company has donated furniture to The Salvation Army’s family shelter in Hartford and has also provided financial support to the organization.

The Salvation Army’s “Doing the Most Good” awards dinner will be held at the Connecticut Convention Center in Hartford on May 9 at 5:30 p.m.


How do I make a payment for Bob’s Furniture?

To pay for Bob’s Discount Furniture credit card bill, you can either pay the bill over the phone by calling 800-459-8451 and then enter your credit card number when asked for. You will then be given multiple options and then can pay the bill using the automated system. You can also pay Bob’s credit card bill through the mail.

Is it hard to get approved for Bobs Furniture financing?

In order to get a Bobs Furniture Credit Card, one must have a fair credit score or more. The APR for Bobs Furniture’s financing credit card is high – above 20%. If you wish to apply for Bobs furniture financing, then we recommend having at least a 630 credit score.

Does Bob’s Discount have a credit card?

Yes, Bob’s Discount has a credit card which is issued by Wells Fargo, NA. Just note that monthly minimum payments would be needed during the promotional period. You can get more information about credit cards on their official website.

What is the minimum purchase amount for Bobs Financing?

The minimum purchase amount for Bobs Financing is $100.

What is the maximum purchase amount for Bobs Financing?

The maximum purchase amount for Bobs Financing is $10,000.

Is there any down payment required for a credit card?

If you are looking forward to buying furniture from Bob’s furniture store, then you can use their special financing program through a credit card. You will not be required to pay any down payment for the credit card.

Can you pay Wells Fargo credit card online?

Yes, you can pay Wells Fargo credit card online or through a phone call at (800) 869-3557. Apart from this, you can also pay credit card through the mail, at any branch, or in person.

What Credit Score Do You Need For Bob’s Furniture?

For Bob’s furniture card, you need to have a fair credit score or more than it. The APR for Bob’s Furniture should be more than 20%. Hence, if you are going to apply for Bob discount furniture credit card, then you should have a credit score of at least 630.

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What is APR for a credit card?

APR is the Annual Percentage Rate, which is the interest rate you will be paying for borrowing the money through a credit card. These interest rates are stated yearly and hence the name APR. You can avoid paying the APR on your credit card by paying your balance in full every month before the due date.

What is the interest rate for a Bobs Financing purchase?

The interest rate for a Bobs Financing purchase varies depending on the amount of the purchase and the credit score of the customer. However, the rate is typically lower than what is available through traditional methods of credit card purchase.

Can you use your Bobs Furniture Credit Card anywhere?

You can use Bob’s Furniture Credit Card in the Bob’s Furniture shop.

How do I check my Bob’s Furniture balance?

In order to check Bob’s furniture balance, you can check Bob’s furniture balance by calling 860-474-1000.

Can I Make a Payment at Bob’s Furniture?

Yes, you can make a payment at Bob’s Furniture. Make sure that you have your bob discount furniture credit card and your photo identity. There are multiple ways using which you can pay at Bob’s furniture. You can either pay online by logging into your account. Or else you can pay by phone by calling on 1-800-869-3557.

What is Special Credit Card Financing Under Bob’s Furniture?

At times when you want to buy furniture but do not have enough cash with you, you can easily finance using the Special Credit Card Financing Under Bob’s Furniture. Through Bob’s credit card financing program, one can get an easy payment option and buy furniture.

What is a Revolving Credit Line?

Bob’s credit card program includes a revolving credit line. Till your account is open, you can go with the purchase program. You can also cover the amount of the purchase using the available credit amount. When you purchase something, you will be charged a monthly amount to an account from which the amount is decreased. So when you pay for the amount of purchase, your credit will increase.

Is my personal information protected?

Bob’s furniture credit card follows a privacy policy through which they protect all their customers’ information which is sent directly to the financial lenders and protected under the federal policy laws.

How Can I Pay My Wells Fargo Credit Card?

You can pay your Wells Fargo Credit Card bill online, via mail, or through the phone.

I don’t have much credit history or I have bad credit, are there any other options?

Yes, there are other options. Don’t worry if you don’t have a credit history or have bad credit. With the No Credit Needed Payment option, you can use the lease-to-own options from other providers. You can get further information about this through the official website.

Are There Any Good Furniture Credit Cards For Bad Credit?

It goes without saying that bad credit can be an issue for any sort of financing decision. Your credit card approval also depends on your credit score. However, if you have a bad credit score, there is no need to worry as you also have the option of a No credit needed payment option that involves a lease-to-own option.

What items are available for purchase through Bobs Financing?

Almost anything that can be found in Bob’s discount store is available for purchase through Bobs Financing. This includes items such as furniture, appliances, and home decor.

Concluding Words

For people with bad credit, My Bobs Financing & No Credit Needed Options offers an opportunity to get the things they need and want. The company offers a variety of financing options, including no credit needed options, to help people get the things they need. My Bobs is a reliable company with a commitment to customer satisfaction.

That was it all about Bob’s furniture credit card financing. I hope you have all found the above article of use. In case you have any questions, feel free to ask us in the comment section below. We will be glad to help you out.